Tuesday, July 28, 2009

My [Soon To Be] Illegal Health Insurance Plan

For a long time I did not have health care. I was fresh out of college and was relatively healthy. For me, there was no real need for health insurance. But, a year and a half or so ago I decided that it was in my best interest to sign up for a health care plan.

I spent about two weeks using sites like ehealthinsurance.com comparing literally hundreds of plans with all kinds of different features until I found the one that suited me best.

I selected an HSA from Kaiser Permanente. An HSA (Health Savings Account) is similar to an IRA, but for health care savings rather than for retirement. A person enrolled in a HSA is allowed to contribute up to $3000 tax free each year to their account.

Under Federal law, these HSA’s must be paired with a HDHP (High Deductible Health Plan). For example, my plan has a $1200 deductible, but everything after that is covered 100% by Kaiser.

I love my plan...

To read the rest, please visit my site: http://americanlyyours.com/?p=533

Tuesday, July 7, 2009

Health Care In Georgia VS. Massachusetts (Massachusetts Is The Model For The Obama Plan)

This is an interesting and humerus video on health care. It compares the health care systems in the State of Georgia and Massachusetts.

You may recall that the health care plans being pushed by the Administration and Democrats in Congress are very similar to the provisions passed in Massachusetts’ 2006 health care reform bill.

While it may sound good to pass a bill that will subsidize a scarce resource (in this case health care), doing so always has consequences. In this case, dropping the price of health care has led to an increase in the number of people taking advantage of these services, resulting in a massive shortage in services. This in turn results in an increase in the price of services for those who are notable to take advantage of the government subsidy.

To see the video, click here.

Tuesday, May 12, 2009

The Scariest Thing You Will Read Today

Please take a look at the following article and then read on:


This article comes from what I believe is the best financial site on the internet. Its a list of predictions for what the worst case scenario will look like in 2012. I think that every prediction made in the article is accurate and will happen if the government continues to respond to this economic crisis in the manner that it has been for the past year and a half. His unemployment predictions for 2009-2012 are almost exactly in line with what happened during the Great Depression from 1930-1933. I think that the author’s timeline is probably off by a few years, but if we do not change our course, every single prediction in this article will come true within the next 10-15, and possibly sooner.

[[However, this might not be all bad: From the comments section of the article: "On the bright side, this means there will be no money to build machines that will wind up conquering us, so we won't have to bring a terminator back from the future."]]...

To read the rest, please visit my site: http://americanlyyours.com/?p=456

Friday, May 1, 2009

Audit The Federal Reserve

Congressman Ron Paul has proposed an interesting bill in the House of Representatives. No, it isnt another “crazy” proposal from the Congressman, but rather a very sensible one.

If passed, this bill would require that an audit of the Federal Reserve take place before December of 2010.

The Federal Reserve was established in 1913 and has never been subjected to a government or independent audit. The Federal Reserve controls the Nation’s money supply and has the power to print new money as it sees fit. It also controls interest rates, and therefore has a great deal of influence (to say the least) on our economy....

To read the rest, please check out my site: http://americanlyyours.com/?p=428

Sunday, February 8, 2009

Americaly Yours

Hey yall,

I set this blog up but decided that I would rather use Wordpress than Blogger. I update my blog on Wordpress regularly. Please check it out and if you like it, become a follower.



Phred Barnet